Terry A. M. Mumford

Indianapolis, IN

Terry Mumford is a partner in the Ice Miller LLP's Employee Benefits Group and concentrates her practice in public sector employee benefits. She works with governmental pension plans across the country, and consults with public sector employers and associations, including public university systems and educational institutions on a variety of benefit matters.

As a registered lobbyist in Indiana until 2001, Mumford worked on a variety of high profile employee benefits initiatives including retirement bond legislation for school corporations, statewide funding for police and firefighter pensions and tax compliance updates. Outside of Indiana, she has worked with statewide and local pension plans on the development and passage of legislation designed to bring retirement plans into compliance with federal laws, including the Internal Revenue Code, the Americans with Disabilities Act, the Age Discrimination in Employment Act and the Uniformed Services Employment and Reemployment Rights Act. She has also consulted with retirement systems and public employers from coast to coast on cutting edge benefit options and plan design, including alternatives for retiree health care funding.

From August 2001-August 2002, Mumford left the Ice Miller partnership to serve as legislative director for Indiana Governor Frank O'Bannon. In this role, she supervised all Indiana agencies in the development and implementation of their legislative agendas. She was the Governor's chief legislative spokesperson on the historic HB 1001 (ss), which restructured Indiana's taxes for the first time in 30 years and which addressed the state's budget deficit. Governor O'Bannon also appointed her as his representative to the Indiana Advisory Commission on Intergovernmental Relations. After returning to Ice Miller and public fund clients, she served as chief counsel to the speaker of the Indiana House of Representatives from 2002-2004.

Before joining Ice Miller in 1988, Mumford served 12 years with the Indiana Legislative Services Agency and two years with the Indiana University Counsel's Office. She has also served as an adjunct professor in the Indiana University School of Public and Environmental Affairs, where she taught administrative law.

A native of Indianapolis, Ind., Mumford received her Bachelor of Arts from Swarthmore College in 1970. She graduated, with honors, from the Indiana University School of Law, where she earned her juris doctorate in 1973.

She is admitted to practice law in the state of Indiana.


Executive Board Member, National Association of Public Pension Attorneys, 2009-Present
Member, National Association of College and University Attorneys


Fellow, American College of Employee Benefits Counsel, Inducted in September 2010


Sagamore of the Wabash, Awarded by Indiana Governor Frank O'Bannon, 2002

Terry is co-author of the following Ice Miller publications:
"A Guidebook for Qualified Governmental Retirement Plans" (Clients only)
"Deferred Retirement Option Programs (DROPs)"
"Recent Regulatory Developments for Public Pension Plans"
"Pension Protection Act of 2006 Summary of Certain Provisions"

Published in a variety of journals, including:
"How to Coordinate Employee Benefits with the Americans with Disabilities Act"
"Section 403(b) Self-Audits" in the ALI-ABA Course Materials Journal
"Plans Falling Into and Out of ERISA: Issues for Plans of Governmental and Tax-Exempt Entities" in The Exempt Organization Tax Review
"Hidden Traps for School System Retirement and Severance Programs" in the Journal of Deferred Compensation


Mumford is a frequent speaker with regard to public employee benefits at the national and state level. She presents annually at the ALI-ABA Seminar for Governmental and Tax-Exempt Employers, the National Association of Public Pension Attorneys Conferences, and the National Conference in Public Employee Benefit Systems Conferences.

Her recent topics have included "Implementation of the Pension Protection Act of 2006 and Post-PPA Changes," "Nonqualified Deferred Compensation for Governmental Employers," "To Retire or Not to Retire or Both: Reemployment After Retirement," "Top Ten Tax Traps for Your Pension Plan," "GASB for Lawyers," "Regulatory Update for Public Plans," "EPCRS," "457(b) Self-Audits," "Retiree Health Care Funding Options," "How to Implement a DROP Plan," and "A Lawyer's List of Questions for Sustainability."